Services

Summary of Services

Capabilities, offerings, and executive value

A quick snapshot of where we plug in and the value leaders can expect.

Capability Specific Offering Executive Value
Insurance Product Launch/Expansion End-to-end support on rating plans and rules. Faster speed-to-market for new LOBs.
InsurTech Product Launch/Expansion Product validation / tech stack review. Bridging the gap between “Code” and “Carrier.”
Underwriting Profitability Monthly/Quarterly KPI reporting & segment deep-dives. Real-time visibility into underwriting health.
PAS Implementation & Validation Excel-based “Gold Master” raters & UAT. Eliminates “black box” risk and ensures rating accuracy.
Data Architecture Data environment & policy system design. Clean, actionable data for future modeling.
Carrier/MGA Actuarial Support Pricing / reserving / filings. Driving technical P&L profitability.
General Expenses Cost reduction / strategy. Average savings of 28% on essential expenses.
Professional Training & Education UW technical training / InsurTech Insurance 101. Increased productivity and performance.
Insurance Product Launch/Expansion
Offering End-to-end support on rating plans and rules.
Value Faster speed-to-market for new LOBs.
InsurTech Product Launch/Expansion
Offering Product validation / tech stack review.
Value Bridging the gap between “Code” and “Carrier.”
Underwriting Profitability
Offering Monthly/Quarterly KPI reporting & segment deep-dives.
Value Real-time visibility into underwriting health.
PAS Implementation & Validation
Offering Excel-based “Gold Master” raters & UAT.
Value Eliminates “black box” risk and ensures rating accuracy.
Data Architecture
Offering Data environment & policy system design.
Value Clean, actionable data for future modeling.
Carrier/MGA Actuarial Support
Offering Pricing / reserving / filings.
Value Driving technical P&L profitability.
General Expenses
Offering Cost reduction / strategy.
Value Average savings of 28% on essential expenses.
Professional Training & Education
Offering UW technical training / InsurTech Insurance 101.
Value Increased productivity and performance.
Pillar I

BOARD AVISORY & EXECUTIVE STRATEGY

High-level oversight for Boards and C-Suite leaders

Fractional C-Suite Leadership

Serving as an interim Chief Actuary, Chief Risk Officer (CRO), or Head of Strategy for scaling InsurTechs or mid-market carriers.

Due Diligence

Providing technical "deep dives" for those looking to assess the reserve adequacy and pricing sophistication of target insurance carrier and portfolio acquisitions.

Vision & GTM Strategy Crystallization

Translating complex technical capabilities into actionable go-to-market roadmaps and 5-year financial forecasts.

Governance & Board Oversight

Strengthening corporate governance, conflict resolution, and providing independent validation of management’s strategic plans

Pillar II

Actuarial, Data & Analytics Services

The “precision” side of the business—technical execution and data-driven frameworks.

Actuarial Science

Pricing, reserving, and regulatory execution to support profitable growth.

  • Product Pricing & Profitability: rating plans, underwriting pricing tools, rate adequacy, ISO/Bureau tailoring, proprietary forms.
  • Reserving & Statutory Reporting (SAO/AOS): quarterly valuations, IBNR assumptions, loss expectations (frequency/severity).
  • Regulatory & Filings: end-to-end filings from indications through DOI objections; support for compliance audits (rates & rules).
Data & Predictive Analytics

Architecture, modeling, and KPI reporting that connects analytics to P&L impact.

  • Analytical Environment Architecture: review of data architecture + data elements to ensure capture needed for modeling.
  • Predictive Modeling: build/validate frequency/severity models, marketing lead management, and claims triage.
  • KPI & Dashboards: establish “Business Transformation KPIs” and automated reporting to track performance and P&L.
Pillar III

Specialized Consulting & Training

Operational efficiency and knowledge transfer—enabling teams to do more.

Strategic Cost Reduction
  • 25%+ Spend Reduction: A risk-free evaluation of essential operating costs—including connectivity infrastructure, logistics, SaaS, and waste—to optimize vendor performance and expand bottom-line EBITDA.
Professional Training & Education
  • Underwriter Technical Training: bridging actuarial theory and underwriting practice for carrier teams.
  • InsurTech “Insurance 101” Onboarding: insurance lifecycle fundamentals (Risk Selection, Underwriting, Pricing, Claims).
Speaking & Thought Leadership
  • Strategic Whiteboarding Sessions: in-person sessions to layer growth strategies and define “pivot milestones.”
  • Keynote Speaking: InsurTech, data-driven leadership, actuarial innovation.
  • Thought Leadership Pieces: articles + planned future book (2026).

TWD Advisory & Consulting Services delivers tailored advisory, actuarial, and business consulting solutions to help organizations grow, adapt, and succeed in a changing market.

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