Who We Are

Expert Advisory & Consulting Solutions for Your Business Growth

At TWD Advisory & Consulting Services, we specialize in providing tailored board advisory, actuarial analysis, business consulting, and cost-reduction strategies. Our team of seasoned experts works closely with organizations to craft solutions that foster sustainable growth and drive strategic success.

00+

Years of experience

Supported 20+ Carriers, MGAs and InsurTechs in corporate and consulting capacity

5+ PAS deployments, including Guidewire, Duckcreek, Clariondoor, custom and in-house solutions

Executive leadership across six organizations, including four high-growth startups, with a focus on scaling P&L and global operations

Managed high-performing global teams of 100+, driving P&L growth across multiple international geographies

From Oversight to Vigilance

In a world of volatility, leadership requires more than just oversight; it requires vigilance. “The Watchful Duke” represents a philosophy of protective strategy—using data not just to report the past, but to guard the future. By combining deep actuarial science with executive business acumen, TWD ensures that growth is never a gamble, but a calculated certainty.

High-Quality Services For

InsurTech

Validate your product and empower your team with deep industry expertise.

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Insurance Carriers & MGAs

Maximize profitability with expert actuarial and underwriting strategy.

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Business Advisory

Do you want to optimize your business while saving 25%+ on essential business expenses?

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Let’s discuss how we can help

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Our Testimonials
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Client Reviews & Success Stories

Julianna Muir
Founder & CEO, Vellum (InsurTech)

Matt is a true unicorn. With his deep actuarial expertise and startup experience, he bridges the gap between engineering and stakeholders. He provides guidance on our product roadmap and strategy, clears critical roadblocks, and educates our team, resulting in solutions that meet industry standards.

Eduard Pulkstenis
CUO, Insurance Carrier & MGA

Matt turned our launch around. In just two months, he moved us from 20% to 80% state approvals by navigating complex DOI objections and creating a transparent, aligned strategy. His ability to build a clear path forward where none existed was vital to our launch.

Craig M Clark
President & CEO, Centric Mortgage

Matt has been indispensable for both operations and strategy. His actionable feedback ensures every meeting drives substantive progress; our company wouldn't have made the progress it has without his involvement.

Michael Ersevim, ACAS
Actuarial & Data Science Director, MGA

Matt Duke is a great advisor and savvy business partner. He takes a 360 degree view of any problems you bring to him and he quickly synthesizes the appropriate next steps to take to best address them. He is an excellent go-to person in any clutch situation or crisis you may be currently dealing with. His counsel is as wise and unflinching as it is refreshing.

Kim Ho Lo, FCAS
Chief Actuary, Insurance Carrier & MGA

If you need an actuary that goes beyond technical expertise, Matt is the actuary you’ll want. It was a pleasure and joy working with him.

Adrena Nunnally
Head of Insurance Product, Insurance Carrier

Matt is not only an extremely skilled and knowledgeable Actuary, he also exemplifies the business acumen and decision making of a top-notch leader. Matt would be an asset to any company that chooses to work with him and comes highly recommended.

Dominic Lee, ACAS
The Maverick Actuary, Director of Pricing & Predictive Modeling

Matt has a rare gift for thinking clearly about risk, reward, and value creation. Combining technical depth with business experience in insurance and technology, he bridges the gap between complex problem-solving and executive leadership. He is a dedicated mentor and friend who pays it forward.

Sr Underwriter
Insurance Company

Matt has an ability to translate complex concepts into actionable skills. Through his underwriting training and mentorship, I learned immensely about the nuances of the industry. He is a true professional who leads with kindness and stays focused on helping others grow.

Data Engineer
Insurtech

I’ve heard industry terms for years without truly grasping their nuance until Matt’s presentation. His example-led teaching style provided instant clarity, helping our engineering team move from simply ‘hearing’ terms to actually understanding the business logic behind them.

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